The Gender Conversation – exploring the impact of gender in life insurance
Traditionally, the gender conversation has focused on binary genders, with inequalities in pay and retirement savings being the hot topics in superannuation. In Australia, and across the globe, gender diversity has become one of the most divisive topics of our times.
When it comes to life insurance in superannuation do we need to consider and potentially adapt our policies, procedures, products and support to be more accessible and inclusive? Across our industry it is commonplace for life insurance to be priced and offered on the basis of core characteristics, including: age, whether the person is a smoker, their occupation and their gender. This is consistent with industry-wide practice.
With a cross functional panel of industry experts from TAL, we openly discussed the key considerations and implications for our industry in better supporting members, considering insights across:
• Gender identities, shifting community expectations and our role in relation to gender inclusion
• Life insurance product design and pricing, the role of gender, and global market insights
• Health considerations for non–binary and transgender people, specifically considering the underwriting, claims and service experience
FEAL December Luncheon Briefing guest speakers
DR JOSEPH DALEY, GM Product, Pricing & Portfolio Management, TAL
Joseph has been with TAL for over 10 years now. As General Manager of Product, Pricing & Portfolio Management, Joe ensures TAL provides the best value for money and sustainable insurance offerings to Australians.
DR PRIYA CHAGAN, GM, Health Services, TAL
Priya is the General Manager of Health Services at TAL. She has over 15 years of experience across various international markets in the Insurance and Healthcare industries and is passionate about promoting health literacy to ultimately improve the health status in Australian communities.
HELEN MOLLOY, Head of Underwriting, Risk & Strategy, TAL
Helen has been with TAL for over 14 years and has over 34 years of experience within the Insurance industry. Helen’s passion for member experience combined with her technical expertise enables TAL to deliver fast, simple and evidence-based unwriting solutions.
Maddison Harrington, Director of Governance, Risk and Administration, Out for Australia, Lawyer (Workplace), Gilchrist Connell
Maddison Harrington is an experienced Employment Lawyer at Gilchrist Connell in Melbourne where she advises and represents employers on all employment law and discrimination issues that arise in their businesses. Maddison regularly acts for both insured and non-insured clients and is an experienced advocate.
Outside of her day job, Maddison is the Director of Legal and Governance at Out for Australia, one of Australia’s largest not for profits for early career LGBTI young professionals.
She is a strong proponent of you “can’t be what you can’t see”, and uses her story and journey in the legal profession to help raise the visibility of other LGBTI young people in the industry.
Maddison is a highly regarded legal professional and a passionate advocate for diversity and inclusion.
Presented in partnership with
